Exchange-rate effect
Moving from a German to a US points setup can produce roughly up to 20% more starting points, depending on Amex conversion and exchange rates.
See why US rewards can be more valuable, which setup steps matter and how to approach your first US credit card with personal guidance.
Julian explains how the personal setup is structured, which steps you complete together and why the sequence of address, EIN, application and card strategy matters.
This is not an anonymous video course: the package combines personal setup, a specific card strategy and support after the appointment.
Personal guidance – not a self-study course.
We walk through the full path together and tailor it to your situation.
Guidance through the application and the order of the setup steps.
Support with the required setup and practical use.
Guidance through applying for an Individual Taxpayer Identification Number (ITIN).
We decide which card to start with and which benefits match your goals.
A clear discussion of sensitive steps, responsibilities and what to avoid.
Follow-up support and exchange after the setup appointment.
The four core points at a glance. All values are indicative rather than guaranteed; rates, offers and eligibility can change.
Moving from a German to a US points setup can produce roughly up to 20% more starting points, depending on Amex conversion and exchange rates.
Across the 10 partners that can be compared directly in the table below, the stored US ratios deliver a stronger result on average.
Selected US cards publicly advertise welcome offers of up to six figures in Membership Rewards. Offers can be personalised.
Depending on the card, a welcome offer can be reached with a lower minimum spend. No-fee options can also reduce the cost of entry.
Filter by personal, hotel, business or no-fee cards. Select two or three cards to compare the publicly available details directly.
Updated July 2026. Offers may be personalised, time-limited or link-dependent. The official application always controls.























Transfer ratios are reduced to small, easy-to-read values. Green marks the stronger market, red the weaker one, and the last column shows the exact advantage.
| Partner | Type | 🇩🇪 Germany | 🇺🇸 USA | Better |
|---|---|---|---|---|
| British Airways / Avios | Airline | 10 MR : 8 Avios | 1 MR : 1 Avios | +25%USA better |
| Cathay Pacific / Asia Miles | Airline | 3 MR : 2 Asia Miles | 5 MR : 4 Asia Miles | +20%USA better |
| Delta SkyMiles | Airline | 3 MR : 2 SkyMiles | 1 MR : 1 Meile | +50%USA better |
| Emirates Skywards | Airline | 2 MR : 1 Skywards Meile | 5 MR : 4 Skywards miles | +60%USA better |
| Flying Blue | Airline | 10 MR : 8 Flying Blue miles | 1 MR : 1 Flying Blue Meile | +25%USA better |
| Hilton Honors | Hotel | 1 MR : 1 Hilton Honors point | 1 MR : 2 Hilton Honors points | +100%USA better |
| Iberia Plus / Avios | Airline | 10 MR : 8 Avios | 1 MR : 1 Avios | +25%USA better |
| Marriott Bonvoy | Hotel | 3 MR : 2 Marriott Bonvoy points | 1 MR : 1 Marriott Bonvoy point | +50%USA better |
| Qatar Privilege Club / Avios | Airline | 3 MR : 2 Avios | 1 MR : 1 Avios | +50%USA better |
| Singapore KrisFlyer | Airline | 3 MR : 2 KrisFlyer miles | 1 MR : 1 KrisFlyer Meile | +50%USA better |
| Aer Lingus AerClub | Airline | Not available | 1 MR : 1 Avios | USonly there |
| Aeromexico Rewards | Airline | Not available | 5 MR : 8 Aeromexico Rewards points | USonly there |
| Air Canada Aeroplan | Airline | Not available | 1 MR : 1 Aeroplan point | USonly there |
| ANA Mileage Club | Airline | Not available | 1 MR : 1 ANA Mileage Club Meile | USonly there |
| Avianca LifeMiles | Airline | Not available | 1 MR : 1 LifeMile | USonly there |
| Etihad Guest | Airline | Not available | 1 MR : 1 Etihad Guest Meile | USonly there |
| JetBlue TrueBlue | Airline | Not available | 5 MR : 4 TrueBlue points | USonly there |
| Qantas Frequent Flyer | Airline | Not available | 1 MR : 1 Qantas point | USonly there |
| Virgin Atlantic Flying Club | Airline | Not available | 1 MR : 1 Virgin Point | USonly there |
| Choice Privileges | Hotel | Not available | 1 MR : 1 Choice Privileges point | USonly there |
| Finnair Plus | Airline | 10 MR : 8 Finnair Plus points | Not available | DEonly here |
| Payback | General | 3 MR : 1 Payback-point | Not available | DEonly here |
| Radisson Rewards | Hotel | 3 MR : 2 Radisson Rewards points | Not available | DEonly here |
| SAS EuroBonus | Airline | 10 MR : 8 EuroBonus points | Not available | DEonly here |